MC-POS vs Loyverse: which free POS is better in 2026?
Quick answer
Loyverse is a good free POS for a single phone or tablet shop that only needs billing, simple stock and loyalty. MC-POS Cloud is the better pick if you also want built-in accounting, Saudi ZATCA or UAE VAT e-invoicing, desktop apps for Windows and macOS, or full offline billing including refunds.
Loyverse charges its paid add-ons per store or per employee each month. MC-POS charges one yearly price per plan, from $36 for 2 users, with all basic modules included.
Side-by-side comparison
| Feature | MC-POS Cloud | Loyverse |
|---|---|---|
| Price | Free to start. Paid plans $36 (Essentials, 2 users), $100 (Advanced, 2 users) or $120 (Restaurant, 4 users) a year, tax extra | POS free. Add-ons: Advanced Inventory $25/store/month, Employee Management $5/employee/month, Unlimited sales history $9/store/month |
| Apps | Native apps for Android, iOS, Windows and macOS, plus web | POS app for phones and tablets (iOS, Android); Back Office in a web browser |
| Works offline | Yes — full billing with no internet; syncs when back online | Yes, but refunds and customer edits are not available offline |
| Accounting | Built in — full accounting on every paid plan | Through third-party integrations |
| Staff / HR | HR app on the Advanced plan | Employee Management add-on (paid) |
| ZATCA / UAE e-invoicing | Saudi ZATCA and UAE VAT e-invoicing built in (Advanced plan) | Not listed on Loyverse pricing page |
| Online store | Online store built in (Advanced plan) | Through integrations |
| Restaurant features | Tables, KOT printing, QR menu, split bills (Restaurant plan) | Open tickets, dining options, kitchen display app |
| Loyalty | Built in (Advanced plan) | Built in (points) |
| Multiple stores | Yes — branches, warehouses and stock transfers | Yes; stock transfers need Advanced Inventory add-on |
Price: monthly add-ons vs one yearly price
Loyverse is free to start and stays free for basic billing. Costs come from add-ons, each billed monthly: $25 per store for Advanced Inventory, $5 per employee for Employee Management and $9 per store for unlimited sales history (yearly billing is a little cheaper).
Example: one shop with 2 staff that wants all three add-ons pays about $25 + $10 + $9 = $44 per month, or over $400 a year.
MC-POS is priced per plan per year. The same shop on the Essentials plan (2 users: an admin and a salesman) pays $36 per year, tax extra, with inventory, purchases and accounting included. See MC-POS pricing.
Offline billing
Both apps keep selling when the internet goes down. The difference is what else still works. Loyverse's own help page says refunds and adding or editing customers are not available offline. MC-POS is built offline-first: billing, returns and customers all work on the device and sync later.
Accounting and e-invoicing
Loyverse focuses on the till and connects to other tools for accounting. MC-POS includes full accounting — ledgers, cash and bank, payables and receivables, profit and loss — in the same system as the POS, so there is nothing to connect.
For businesses in Saudi Arabia and the UAE, MC-POS has ZATCA and UAE VAT e-invoicing built in on the Advanced plan. Loyverse does not list e-invoicing on its pricing page, so check with them if you need it.
Devices
Loyverse runs on phones and tablets, with the back office in a browser. MC-POS has native apps for Android and iOS and also for Windows and macOS — useful if your counter uses a PC or a Windows POS terminal. The Windows app is on the Microsoft Store.
Which one should you choose?
Choose MC-POS Cloud if
- You want accounting in the same system as your POS
- You need ZATCA or UAE VAT e-invoicing
- Your counter uses a Windows or Mac computer
- You want refunds and customers to work offline
- You prefer one yearly price per plan, users included
Choose Loyverse if
- You only need free, simple billing on a phone or tablet
- You already use tools that connect to Loyverse
- You do not need e-invoicing or built-in accounting
Frequently asked questions
Is MC-POS a good Loyverse alternative?
Yes, if you need more than basic billing. MC-POS includes accounting, ZATCA and UAE VAT e-invoicing, desktop apps and full offline billing, from $36 a year for 2 users.
Is Loyverse really free?
The Loyverse POS app is free. Advanced Inventory ($25 per store per month), Employee Management ($5 per employee per month) and unlimited sales history ($9 per store per month) are paid add-ons.
Does Loyverse work offline?
Yes, Loyverse can make sales offline, but refunds and adding or editing customers are not available until the device is back online.
Which is cheaper for a shop with 3 staff, MC-POS or Loyverse?
With all Loyverse add-ons, about $49 per month. MC-POS Essentials for 3 users is $78 per year. Without add-ons, Loyverse costs nothing.
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