MCPOS vs Square: which POS fits your business in 2026?
Quick answer
Square is a strong choice in the countries it serves (USA, Canada, UK, Ireland, Australia, Japan, France and Spain) if you want card payments and POS from one company. It earns mainly from a fee on every card payment.
MCPOS Cloud works in any country, takes no cut of your sales, bills fully offline and includes accounting and Saudi ZATCA / UAE VAT e-invoicing. If you are in India, the Gulf, Africa or most of Asia, Square is not available and MCPOS is the practical choice.
Side-by-side comparison
| Feature | MCPOS Cloud | Square POS |
|---|---|---|
| Price | Free to start. Paid plans $26, $39 or $59 per user per year | Free plan; Plus $49 per location per month; Premium on request |
| Card payment fees | No cut of your sales — use any card machine or bank | A processing fee on every card payment (rate depends on plan and country) |
| Countries | Worldwide | USA, Canada, UK, Ireland, Australia, Japan, France, Spain |
| Apps | Native apps for Android, iOS, Windows, macOS and Linux, plus web | iPad, iPhone and Android |
| Works offline | Yes — full billing with no internet; syncs when back online | Offline card payments with limits |
| Accounting | Built in — full accounting on every paid plan | Through integrations (e.g. QuickBooks, Xero) |
| ZATCA / UAE e-invoicing | Saudi ZATCA and UAE VAT e-invoicing built in (Advanced plan) | Not available (Square does not serve Saudi Arabia or UAE) |
| Online store | Online store built in (Advanced plan) | Free online store builder |
| Restaurant features | Tables, KOT printing, QR menu, split bills (Restaurant plan) | Square for Restaurants plans |
| Loyalty | Built in (Advanced plan) | On Plus plan and above |
Where each one works
Square sells its POS and payments in eight countries: the USA, Canada, the UK, Ireland, Australia, Japan, France and Spain. Outside those, you cannot sign up to take payments with it.
MCPOS Cloud is used worldwide. It does not process payments itself, so it works with any bank, any card machine, UPI, cash or credit — wherever you are.
How you pay
Square's Free plan has no monthly fee; Square earns through a processing fee on every card sale. The Plus plan adds $49 per location per month. For a busy shop, the card fees are usually the biggest cost.
MCPOS charges only per user per year — from $26 on Essentials — and never takes a percentage of your sales. Card fees are whatever your own bank or card machine provider charges.
Accounting, tax and e-invoicing
Square connects to accounting apps such as QuickBooks and Xero. MCPOS has full accounting built in, and adds Saudi ZATCA and UAE VAT e-invoicing on the Advanced plan — something Square does not offer because it does not operate in those countries.
Which one should you choose?
Choose MCPOS Cloud if
- You are outside Square's eight countries
- You do not want to pay a percentage of every card sale to your POS company
- You need built-in accounting or ZATCA / UAE e-invoicing
- You bill on Windows, Mac or Linux computers
Choose Square if
- You are in the USA, Canada, UK, Ireland, Australia, Japan, France or Spain
- You want card payments and POS from one company
- You like Square's own card readers and hardware
Frequently asked questions
Is Square available in India, UAE or Saudi Arabia?
No. Square is available in the USA, Canada, UK, Ireland, Australia, Japan, France and Spain. MCPOS Cloud works in India, the UAE, Saudi Arabia and every other country.
What is the best Square alternative outside the USA?
MCPOS Cloud is a good Square alternative in any country: it bills offline, includes accounting and ZATCA / UAE VAT e-invoicing, and costs from $26 per user per year with no cut of your sales.
How much does Square POS cost?
Square has a Free plan with card processing fees on each sale, and a Plus plan at $49 per location per month. Premium pricing is on request.
Does MCPOS charge card processing fees?
No. MCPOS does not process payments, so it takes no percentage of your sales. You use your own bank or card machine.
Try MCPOS Cloud free
Create your business and start billing in minutes — on Android, iOS, Windows, macOS, Linux or the web. Plans from $26 per user per year when you need more.
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